Savings & Retirement Calculators
11 free savings & retirement tools with detailed breakdowns — no signup required.
401(k) Early Withdrawal Calculator
See what you actually keep after the 10% early withdrawal penalty and income tax — and what that money would have grown to if left alone.
CD Calculator
Calculate the maturity value and interest earned on a certificate of deposit at any compounding frequency, plus the real return after tax and inflation.
Compound Interest Calculator
Project how an initial deposit plus regular monthly contributions grows over time, and see how much of the final balance is contributions versus growth.
Emergency Fund Calculator
Work out the right size for your emergency fund based on your actual essential expenses and job stability, and how long it will take to build.
FIRE Calculator
Find out how many years until you could retire early, based on your savings rate, expenses and safe withdrawal rate.
Inflation Calculator
See how inflation erodes purchasing power over time, and what a sum today will be worth in the future — or what a past amount is worth now.
Investment Return Calculator
Calculate annualised return (CAGR) on an investment and see exactly how much fees and inflation take out of your result.
Net Worth Calculator
Add up everything you own and everything you owe to get a single number that tracks your real financial progress over time.
Retirement Savings Calculator
Project your retirement balance including employer match and salary growth, then see the annual income it could support under the 4% rule.
Roth vs Traditional IRA Calculator
Compare after-tax retirement value from a Roth IRA against a traditional IRA, accounting for your tax rate now versus in retirement.
Savings Goal Calculator
Enter a target amount and a deadline and find out exactly how much you need to put aside every month, accounting for interest earned along the way.