Mortgage Calculators
12 free mortgage tools with detailed breakdowns — no signup required.
15 vs 30 Year Mortgage Calculator
Compare a 15-year and a 30-year mortgage side by side: payment difference, total interest, and what happens if you invest the difference instead.
Amortization Schedule Calculator
Generate a complete year-by-year amortization schedule for any loan: see principal, interest and remaining balance for every period.
Biweekly Mortgage Calculator
See how switching to biweekly mortgage payments shortens your loan and cuts interest — and whether it beats simply adding extra to a monthly payment.
Cash-Out Refinance Calculator
Calculate how much cash you can pull from your home equity, the new payment, and what the borrowed money actually costs over the life of the loan.
Closing Cost Calculator
Estimate lender fees, title costs, prepaid escrow and taxes so you know exactly how much cash you need at the closing table.
HELOC Payment Calculator
Estimate interest-only payments during your HELOC draw period and the higher amortizing payment once repayment begins — plus how much you can borrow.
Home Affordability Calculator
Find the maximum home price you can realistically afford based on your income, debts, down payment and current rates — using the same 28/36 rules lenders apply.
Mortgage Calculator
Estimate your full monthly mortgage payment — principal, interest, property tax, homeowners insurance, HOA and PMI — plus total interest over the life of the loan.
Mortgage Payoff Calculator (Extra Payments)
See how many years and how many dollars of interest you save by adding extra to your monthly mortgage payment. Includes a full payoff schedule.
PMI Calculator
Work out your monthly private mortgage insurance premium, the total you will pay, and the month your balance reaches the point where PMI must be cancelled.
Refinance Calculator
Compare your current mortgage against a new one. See your monthly saving, break-even month, and whether refinancing actually leaves you ahead.
Rent vs Buy Calculator
Compare the true cost of renting against buying over your expected time in the home, including equity built, appreciation, maintenance and the return on money you would otherwise invest.