Loans Calculators
7 free loans tools with detailed breakdowns — no signup required.
APR Calculator
Convert a headline interest rate plus fees into a true annual percentage rate, so you can compare loan offers on the same basis.
Auto Loan Calculator
Work out your real monthly car payment including sales tax, fees, trade-in value and negative equity — and see the total interest you will pay.
Car Affordability Calculator
Work out the maximum car price your budget supports, including insurance, fuel and maintenance — not just the loan payment.
Lease vs Buy Car Calculator
Compare the total cost of leasing against buying the same vehicle over your chosen period, accounting for resale value and the cash you tie up.
Loan Comparison Calculator
Put two loan offers side by side. Compare monthly payment, total interest and total cost including fees so you can see which one is genuinely cheaper.
Personal Loan Calculator
Calculate the monthly payment and true cost of a personal loan, including origination fees that are deducted before you receive the money.
Student Loan Payoff Calculator
See how long your student loans will take to clear, how much interest they will cost, and what extra payments do to both numbers.